India - Employment and Unemployment: NSS 61st Round, Schedule 10, July 2004 - June 2005

Block 3.1: Household indebtedness: This block is intended to collect information on the extent of indebtedness of the rural labour households, i.e., those with household type code 2 or 3 against item 4 of block 3 of rural schedules. The information pertaining to the household indebtedness as on the date of survey will be collected in this block. For the purpose of this survey, loans will include borrowing in cash and/or kind (including hire purchases/credit purchase). Borrowings in kind should be evaluated at current retail price prevalent in the local market. An advance payment received for forward delivery of goods should also be regarded as loan. Attempts will be made to record each loan separate­ly irrespective of the type of loan and amount outstanding. Each loan will have a separate serial number against which the information on nature, source, purpose and amount outstanding of the loan will be recorded. If, however, the nature, source and purpose of two or more loans are similar, they may be entered as a single loan.