India - Informal Non-Agricultural Enterprises Survey: NSS 55th Round : July 1999 - June 2000

Any borrowing in cash or kind to be repaid in cash or kind is termed as loan. When a loan is granted by a banker/financier to an enterprise, the whole amount is placed at the disposal of the enterprise and interest at an agreed rate is charged thereon from the date of disbursement of the loan. Information on amount of loan taken including interest which is outstanding on the date of survey by different sources of loan will be recorded in block 9. It may be noted that loans taken for the purpose of utilising the same in the entrepreneurial activities of an enterprise will be included even if such loans are used for other purposes. On the other hand, loan taken for other purposes but ultimately used in the enterprise will be excluded. In case of hire purchase also, loan outstanding on the date of survey, including interest will be considered in block 9 against the corresponding serial number. While loans are generally given in cash from agencies 1 to 3, it can be either cash or kind or both from other agencies. All entries in this block will be made in whole number of rupees.

Amount of loan taken on the date of survey will be recorded